Cheapest Online TRT Clinics in 2025: What You'll Actually Pay
Online testosterone replacement therapy has made TRT more accessible than ever—but the pricing can be confusing. That "$99/month" headline often comes with asterisks. Here's a transparent breakdown of what the leading online TRT clinics actually charge, including the hidden costs that can double your bill.
Quick Price Comparison
The Real Cost of Online TRT: Beyond the Advertised Price
When comparing online TRT clinics, you need to look at the total cost, not just the monthly subscription. Most clinics break their pricing into several components:
- •Monthly membership/subscription fee – The base platform fee for ongoing care
- •Medication cost – Sometimes included, often separate
- •Lab work – Initial and ongoing blood tests
- •Consultation fees – Some clinics charge per visit
- •Shipping – Free with some, extra with others
That $99/month advertised rate from PeterMD? It requires paying for a full year upfront—nearly $1,200 before you even know if you qualify. Other clinics like TRT Nation require a 2.5-month minimum commitment to get their advertised rates.
Online TRT Clinic Price Comparison (December 2025)
| Clinic | Monthly Cost | Includes Meds? | Labs Included? |
|---|---|---|---|
| TRT Nation | $99-149 | Yes | No (separate) |
| PeterMD | $99* (annual) | Yes | Via Quest |
| Hone Health | $129 + $28-60 meds | Separate | $45-65 |
| Fountain TRT | $159-199 | Yes | $30 initial |
| Maximus Tribe | $148-200 | Yes | $72.50 (2x/year) |
Detailed Clinic Breakdown
TRT Nation: Best Budget Option
TRT Nation is often cited as the most affordable online TRT clinic, and for good reason. Their straightforward pricing includes medication, consultation, and supplies in one monthly fee.
TRT Nation Pricing:
- • Basic TRT: $99/month (testosterone cypionate + estrogen blocker + supplies)
- • TRT+ Plan: $149/month (adds peptides and additional treatments)
- • Consultations: Unlimited, free
- • Lab Work: Not included—provide your own or order through them
- • Commitment: 2.5-month minimum to get advertised rates
The catch: Labs aren't included. You'll need bloodwork after 10 weeks, then at 6 months, then annually. If you order through them, expect an additional $100-200 per test. Total first-year cost: approximately $1,400-1,800.
PeterMD: Lowest Advertised Rate (With Conditions)
PeterMD advertises $99/month, making it appear to be the cheapest option. However, there's an important detail: you must pay for a full year upfront to get this rate.
PeterMD Pricing:
- • Annual Plan: ~$1,188/year ($99/month equivalent)
- • Includes: Testosterone, consultations, personalized treatment
- • Labs: Required through Quest Diagnostics
- • Payment: Full year upfront required
The catch: If you don't qualify after blood work or decide TRT isn't for you, you've already paid for a full year. This model works best for men who are confident they'll commit to treatment long-term.
Hone Health: Premium Service, Higher Total Cost
Hone Health positions itself as a premium provider with comprehensive care. They separate their membership fee from medication costs, which can make the true price less obvious.
Hone Health Pricing:
- • Monthly Membership: $129/month
- • Testosterone Injections: Starting at $28/month (separate)
- • Testosterone Cream: Starting at $60/month
- • Initial Lab Test: $45-65
- • Consultations: 30-min initial, 15-min follow-ups (included)
Real monthly cost: Most Hone patients report spending around $177-225/month total. The premium includes more comprehensive bloodwork (40+ biomarkers), video consultations, and a more personalized approach. It's a good fit for men who want data-driven optimization, not just a prescription.
Fountain TRT: Middle Ground Option
Fountain TRT offers a balance between budget clinics and premium services. They're known for responsive customer support and offer both injectable and cream options.
Fountain TRT Pricing:
- • Monthly Plan: $159-199/month (includes medication)
- • Onboarding Lab: ~$30
- • Treatment Options: Injections or topical cream
- • Consultations: Video calls with licensed providers
What Makes Injectable TRT the Cheapest Option?
Across all clinics, testosterone injections (typically testosterone cypionate) are the most affordable treatment form. Here's how delivery methods compare:
- •Injections: $28-100/month – Most cost-effective, highest absorption
- •Creams/Gels: $60-200/month – Convenient but variable absorption
- •Pellets: $500-1,000+ per insertion (every 3-6 months)
- •Oral Testosterone: $150-250/month – Newer option, less data
Injectable testosterone cypionate remains the gold standard because it's proven, affordable, and allows for precise dosing. Self-injection at home (typically once or twice weekly) eliminates clinic visit costs.
Hidden Costs to Watch For
Before signing up for any online TRT clinic, ask about these potential additional charges:
- 1.Lab work frequency – Initial labs, 10-week follow-up, 6-month, then annual
- 2.Estrogen blockers – Anastrozole may be extra at some clinics
- 3.HCG – If fertility preservation matters, this adds $50-100/month
- 4.Shipping costs – Some clinics charge $10-20 per shipment
- 5.Cancellation fees – Check the minimum commitment terms
Tips for Minimizing TRT Costs
- Choose injectable testosterone: It's 2-3x cheaper than creams or gels
- Use generic testosterone cypionate: Brand names cost more for the same medication
- Get labs locally: Quest or LabCorp cash prices may beat clinic pricing
- Order 90-day supplies: Reduces shipping costs and refill fees
- Use HSA/FSA: Pre-tax dollars can pay for TRT and labs
- Compare compounding pharmacies: Often cheaper than retail chains
Who Should Choose Budget vs. Premium TRT?
Budget clinics (TRT Nation, PeterMD) work best for:
- • Men who know they have low T and just need a prescription
- • Self-directed patients comfortable managing their own care
- • Those prioritizing cost over comprehensive support
Premium clinics (Hone Health, Fountain TRT) work best for:
- • Men who want holistic hormone optimization
- • Those who prefer more hand-holding and guidance
- • Patients interested in comprehensive biomarker tracking
Ready to Compare TRT Options?
Check your eligibility and get pricing from leading online TRT clinics. Most offer free initial consultations to discuss your symptoms and options.
Key Takeaways
- 1. TRT Nation offers the lowest all-in monthly cost at $99-149, but labs are extra
- 2. PeterMD's $99/month requires annual prepayment of nearly $1,200
- 3. Hone Health's total cost averages $177-225/month with premium services
- 4. Injectable testosterone is 2-3x cheaper than creams across all clinics
- 5. Budget for $1,400-2,000 your first year including all labs and medications
- 6. HSA/FSA funds can reduce out-of-pocket costs even without insurance
Medical Disclaimer: This article is for informational purposes only and does not constitute medical advice. TRT requires a prescription and medical supervision. Consult with a qualified healthcare provider to determine if testosterone therapy is appropriate for your individual situation.